Former AACO police officer sentenced in insurance fraud scheme involving fake car thefts

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A former Anne Arundel County police officer has been sentenced for his role in an insurance fraud scheme that involved staging vehicle thefts and filing false police reports to collect insurance payouts.

32-year-old Jaron Taylor, of Fort Washington, was sentenced to three years of probation after he pleaded guilty to conspiracy to commit wire fraud, according to the U.S. Attorney’s Office for the District of Maryland.

As part of the sentence, Taylor must serve the first five months on home detention and pay $38,670 in restitution to the United Services Automobile Association (USAA).

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Federal prosecutors said Taylor conspired with then-Prince George’s County Police officer Michael Anthony Owen Jr., along with several other police officers, in a scheme that ran between August 2018 and February 2020.

Those other officers were identified as Candace Tyler, 39, of Bowie, Maryland, who pled guilty to conspiracy to commit bank fraud; Conrad D’Haiti, 56, of La Plata, Maryland, who pled guilty to conspiracy to commit mail and wire fraud; and Davion Percy, 41, of Suitland, Maryland, who a jury convicted at trial in June 2026, of conspiracy to commit mail and wire fraud, and others.

According to court documents, the group staged vehicle thefts and filed fraudulent insurance claims to avoid paying off vehicles that had lost value.

Prosecutors said the officers used their positions to create false police reports that were later submitted to insurance companies to support the fraudulent claims.

In one case, prosecutors said Taylor and Owen staged the theft of Taylor’s Chevrolet Tahoe in August 2018.

After Taylor filed a false police report, the pair stripped the SUV and abandoned it in a wooded area on Maryland State Highway property near Largo. USAA later paid out $38,670 on the fraudulent claim.

In January 2020, prosecutors said Owen helped D’Haiti fake the theft of a Jaguar XKR to avoid paying the remaining loan balance.

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Court documents say D’Haiti paid Percy $350 to arrange for the vehicle to be towed and heavily vandalized so it would be declared a total loss.

Candace Tyler then filed a false police report, which was used to support an insurance claim. Liberty Mutual ultimately paid the vehicle’s lienholder, Navy Federal Credit Union, $17,585.

Prosecutors also said Taylor and Owen helped another co-conspirator dispose of an Infiniti sedan while the owner was deployed overseas.

According to court documents, Taylor accepted $1,000 through CashApp to help stage the theft before forwarding the money to Owen, who filed a false stolen vehicle report.

Investigators said the group hid the vehicle in a Camp Springs apartment complex parking garage and swapped its license plates in an attempt to conceal its identity.

GEICO later denied the insurance claim after determining it was fraudulent.

Owen previously pleaded guilty to falsifying records. His sentencing is scheduled for Aug. 18.